Insurance & Payment Options

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Paying for orthodontics should feel clear, not confusing. Anchor Orthodontics is an independent, doctor-owned practice led by Dr. Courtney Lavigne. We work with dental insurance orthodontic benefits when they apply, accept FSA and HSA funds, and offer payment plans so families can start treatment without sticker-shock surprises. We do not use bait pricing or invent coverage promises.

Dental insurance and orthodontic benefits

Many dental plans include a separate orthodontic benefit, often with a lifetime maximum and age rules. Coverage varies widely by plan. We help you understand what your policy may contribute, but we never guarantee that insurance will cover a specific dollar amount or percentage. The honest answer for your case comes after we review your plan details and your treatment needs.

FSA, HSA, and payment plans

Flexible Spending Accounts and Health Savings Accounts can often be used toward orthodontic treatment. Bring your card or plan details to your visit and we will help you use available funds where allowed. For balances after insurance or for patients without orthodontic benefits, we discuss payment plan options so treatment can fit your budget.

  • Ask us to check orthodontic benefits before or at your consult
  • Bring insurance cards and any FSA/HSA information
  • Expect a clear fee discussion before you commit to treatment
  • Kids' exams are free; adult consultations include a transparent conversation about cost

Where to get started

Visit either Providence at 133 Pitman Street or Wakefield at 24 Salt Pond Road, Suite A3. Explore our braces, Invisalign, early intervention, and adult orthodontics pages to learn what treatment involves, then bring cost questions to your appointment.

Ready to talk through benefits and options? Call (401) 782-1221 or book a visit. We will help you understand insurance, FSA/HSA, and payment plans for your specific situation, without overpromising coverage.

Frequently Asked Questions

Do you accept dental insurance for braces or Invisalign?

We work with dental insurance orthodontic benefits when your plan includes them. Coverage varies by policy. We help you understand what may apply, but we do not guarantee specific coverage amounts.

Can I use my FSA or HSA for orthodontics?

In many cases yes. Flexible Spending Accounts and Health Savings Accounts can often be applied toward orthodontic treatment. Bring your card or plan details to your visit and we will help where allowed.

Do you offer payment plans?

Yes. We discuss payment plan options for balances after insurance or for patients without orthodontic benefits, so treatment can fit your budget. Details are reviewed at your consult.

Are kids' exams free? What about adult consults?

Kids' exams are free at both offices. Adult consultations are not free; we walk through fees, insurance benefits, and payment options clearly at your visit.